Getting into a car accident is stressful, and the aftermath can be just as challenging. The actions you take immediately after the accident can significantly impact your case and your recovery. Making mistakes during this critical time can hurt your chances of getting the compensation you deserve for your injuries and damages.
Needless to say, it’s important to know what not to do to protect yourself and your interests. Let our knowledgeable Michigan car accident attorney walk you through the common mistakes to avoid after a car accident to ensure you’re equipped to handle the aftermath effectively.
Failing to Seek Immediate Medical Attention
After a Michigan car accident, your first instinct might be to brush it off, especially if you don’t feel injured. However, failing to seek immediate medical attention is a critical mistake. Some injuries might take hours or even days to manifest, and delaying medical care can worsen these conditions.
Seeing a doctor promptly ensures that any hidden injuries are identified and treated early, which not only helps your recovery but also prevents potential complications that can arise. Moreover, having a doctor document your injuries creates a medical record, which is essential if you decide to file a personal injury claim.
Detailed documentation from healthcare providers serves as evidence of your injuries and the treatment you received, which can be invaluable when dealing with insurance companies or in court. Without medical evaluation, proving the extent of your injuries becomes much harder, potentially impacting the compensation you receive.
Not Reporting the Accident Properly
In Michigan, you’re required to report any accident resulting in personal injury, wrongful death, or property damage exceeding $1,000. A police report is an official record of the incident detailing what happened, who was involved, and any potential contributing factors. Insurance companies often rely on these reports to process claims, and having an unbiased account from the authorities can strengthen your case.
After contacting the authorities, inform your insurance company as soon as possible. Most insurance policies require you to report the accident promptly, and failing to do so can result in denied coverage. Provide all necessary details, including the date, time, and location of the accident, the contact and insurance information of the other party, and any witness statements.
Admitting Fault or Making Statements Without Legal Advice
Even if you believe you might be partially at fault, it’s important not to admit guilt at the scene or shortly after the accident. Michigan follows a no-fault insurance system, meaning your own insurance covers your medical expenses and lost wages, regardless of who caused the accident. However, in cases of severe injury, you might be able to seek additional compensation from the at-fault driver. Admitting fault prematurely can weaken your position in such cases.
Furthermore, be cautious when speaking with insurance adjusters. These people might seem friendly and sympathetic, but their primary goal is to minimize the payout for the insurance company. It’s best to avoid giving detailed statements or recorded interviews without first consulting a skilled Michigan car accident attorney who can help you understand what information is appropriate to share and how to protect your rights throughout the claims process.
Neglecting to Gather Evidence at the Scene
Don’t forget to gather evidence while you’re still at the scene. Exchange contact and insurance information with the other parties involved. Take photos of the accident scene, including vehicle damage, traffic signs, and road conditions. If there are any witnesses, try to get their contact information as well. Their statements can support your account of the incident.
Keep copies of medical bills, repair estimates, and other relevant documents. Don’t discard any damaged property or repair your vehicle until you’ve documented everything. If you receive any phone calls or emails from insurance adjusters, make notes of the conversations. These documents can help you build a strong case and ensure you receive fair compensation for your losses.
Not Hiring a Michigan Car Accident Attorney
While you might think you can handle the aftermath of a car accident on your own, it’s often a mistake not to hire legal experts. A qualified Michigan car accident attorney can make a significant difference in the outcome of your case. These professionals can help:
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- gather evidence, interview witnesses, and consult with experts to build a strong case on your behalf
- deal with insurance companies, saving you the stress and hassle of negotiations
- get the compensation you’re entitled to, including medical expenses, lost wages, pain and suffering, and more
- ensure all paperwork is filed correctly and deadlines are met
- prepare your case for trial and represent you in court if necessary
So, if you’ve been injured in a car accident, don’t hesitate to seek legal help. Shafer Swartz PLC can provide the guidance and support you need to move forward after a car accident. With a proven track record of success, our seasoned Michigan car accident attorneys are here to fight for your rights and secure the compensation you deserve. Don’t leave your future to chance. Contact us today at (231) 722-2444 or here to schedule a consultation.